Home Create my own Portal Premium function, contact us! Premium function, contact us! Premium function, contact us! Premium function, contact us! 
Username:
Password:
Create a account
Making stock and economic news easier to read, bookmark and use!
 
  Submit Article Add a Feed Watchlist
Survive and be Successful in this Competitive Business World

How to Survive and be Successful in this Competitive Business World

BUSINESS PERFORMANCE


At all times you should be measuring your
business to survive and be successful.



The Market Pressures

Business life is getting tougher all the time. Competitive business survival needs to be fought for and the battle for customer favour is never ending. Market liberalisation and globalisation have opened the `gates` for many new competitors, and customers are spoilt and demanding. Companies and individuals expect better service, better products, better quality, and extremely better prices. At the same time companies need to deliver shareholder/Investors value in the form of profits and share/investor growth. Without these two ingredients the world stops developing! To help you in this endeavour, please read this article and view the powerful solutions at www.cavendish-mr.org.uk

Two aspects dominate business life:


* Customer value
* Share holder/Investor value

The order they are delivered is, first, `Customer Value` followed by `Shareholder/Investor Value`. If we do not please our customers we do not have a business. We are only allowed to stay in business if our customers so wishes! If we do not please our shareholders/Investors they will soon change the management or sell the business. Share volatility, as we have seen latterly in the press, demonstrates the increasing power of the market. If the business does not perform, the market will punish it very swiftly. The step from yesterday's stock market darling to today's acquisition `bargain` is distressingly short and our market position is continuously eroded as competitors offer excellent products with better prices on the world market.

The art to survive, we need to learn to swiftly respond to market pressures. We need to deliver better products innovation in terms of more product variety and shorter product life cycles. We need to deliver products more quickly within shorter lead times. The world operates 365x7x24, if the UK wish to compete, these times are the real world! We need to understand and monitor changing and increasing customer demands and price pressures. That puts more pressure on costs and the need to improve our business processes. The much maligned phase `business re-engineering` is re-entering our lives under the banner of `business transformation`, the same issue, just more aggressive. The challenge is competing with heavy investment in growing countries with low labour costs and low overhead costs together with grants to start-up/transfer businesses.

A SURVIVAL and SUCCESSFUL FRAMEWORK

To be able to meet commercial pressures in today's complex and competitive world all our employees need to understand and `be committed` to common goals. All of us need to:

* Understand what are our customer's value
i.e. what pleases the customer and makes them come to us?

* Understand shareholder/owner value
i.e. what drives the creation of value in our business and what are the

stakeholder expectations?

* Develop a common view of the business
i.e. have a clear understanding of our mission and vision for the sort of business we wish to operate and which is most likely to be successful?

* Ensure everyone is working towards the same goals
i.e. make sure all employees' objectives align with a common mission and vision. In particular, ensure that the vision at all levels aligns with the corporate vision and is supportive of corporate objectives and supported by local objectives.

* Check that we are achieving our objectives
i.e., identify and track Key Performance Indicators (KPI`s), at corporate level and at local workplace level. In particular, ensure again that local KPI`s align with corporate KPI`s.

None of this survival and success framework is easy. We see time and time again mission and vision statements developed by image consultants which look innovative and impressive in annual reports etc, but are largely meaningless at workplace level. There is nothing wrong with a mission of `providing health to all people` but, unless it is explained and put into context for the whole organisation in terms of product, process and customer service requirements, it is a fairly meaningless platitude and certainly not something on which the business can hang a unified set of objectives and KPI`s. Indeed, one wonders at times to what degree corporate visions, missions and objectives are published for PR reasons to the `out side world` rather than as a framework for corporate unity of thinking, planning and execution.

Developing the future

The mission of the business is the fundamental statement of intent by the business, for now and the future. It states the purpose of the business and is articulated by the Directors who define what kind of organisation they want to lead and which reflects the wishes of its shareholders/Investors. A possible mission emphasis may be on:

* Sustainable growth and profit
* Delighting the customer
* Ethics in business conduct
* Keeping the best employees
* Operating globally to improve financial performance
* Gaining market share
* Becoming the best

Developing a Vision


The vision is not a `dream`, but `reality`, of the way the business and its people should work to achieve the mission and must:

* Provide an image of the success of the business
* Be challenging
* Be achievable
* Be shareable by all employees
* Inspire

The corporate vision must be `translated` into a local vision, which aligns with the corporate vision, and people across the whole business must be able to identify with the vision. The cascading of the vision to all parts of the business and making it relevant at the workplace is usually a major challenge for many companies. Often the vision is too abstract or too broad to be meaningful. Often it is possible to identify to needs and pressures of the workplace with the vision of the overall business. Cascading of the vision is essential, however, if it is to become a guideline for the way the company is structured and managed.

Clearly the vision must align with the vision and a typical vision statement supporting the vision statement above might be:

* We will always offer the best possible quality and strive towards zero customer returns.
* Our business will inspire employees and customers by delivering continuous evidence of superior customer care and support.
* We will provide the highest level of customer delivery service in the industry by installing superior order fulfilment processes.
* We will strive for the industry leading cost-to-performance ratio to offer better value to our customers than our competitors.
* We will ensure that we understand and deliver ` value` at all times.

Developing Objectives for Success


Based on the vision and in support of the mission the business and departmental objectives are derived. In other words, the vision is realised through objectives. Clearly, objectives need to be ambitious but believable to the leadership team. If they are not ambitious enough, the business will probably fail in its competitive struggle. If they are too ambitious or are seen to be unachievable or irrelevant, there will be no buy-in. Objectives whose only force of persuasion is the threat of senior management, sanction will not be effective as a vehicle for business performance improvement. Since normally objective achievement is related to reward, a reward, based on unattainable objectives will be de-motivating.

Typical objectives to meet the vision above might be:

* Customer satisfaction level above 95%
* Customer `churn` below 10% per annum
* Customer value index at over 95% (where `customer value index needs to be defined and measurable).
* Return levels at below 0.03% of sales by value
* All customers' complaints and queries acknowledged within 4 hours and 99% resolved within 48 hours.
* 98% next day delivery within UK
* 99.5% delivery on time on export orders
* Out-perform our stock market sector by 20% per annum cumulatively
* Gross margin of no less than 40%!

Measuring Objectives


Clearly objectives need to be measurable and the measures must ensure that objective achievement is properly demonstrated. In other words, we need to identify the KPI`s to meet our objectives. We will find that some of them are already embedded in our objectives (e.g. customer returns level and gross margin). Others will support objective achievement (e.g. stock service level, fulfilment lead times, manufacturing quality and forecast accuracy).

KPI`s measure the achievement of objectives and that will only be possible if the objectives are clearly defined and have measurable attributes. A vision of `nice people to do business with` might be a good marketing slogan but is not that easy. (though by no means impossible) to measure.

To develop the KPI`s it is therefore necessary to identify what the relevant metrics for each objective are and how we define the metrics. Once the KPI`s and metrics are clear in our minds there is the question of data i.e. how do we obtain the data and what are the current values? Often the base line metrics can be difficult to establish, but to do so is important to obtain the measurement base line. Often at this stage it is found that some of the objectives are wrong (i.e. too lax or too stretching) and there may well be a re-examination of the objectives and possibly even of the vision. Management courage may be needed at this stage: if it is found that the gap between current performance and objective achievement is huge then senior management needs to develop strategies of closing that gap and be able to obtain collective buy-in across the business.

Based on the Balanced Business Scorecard


Much has been written about the balanced scorecard and this article will only briefly touch on the background. The key issues are that there are two perspectives for the business:

* An external view, based on customer demands and financial demands (if either stakeholder group is unhappy with the business there soon will not be a business).
* An internal view, based on people/innovation and on processes (the people and the processes need to support the demands of the external stakeholders for the business to survive and be successful).
The `simple` task is then to structure KPI`s around the balanced scoreboard such that they support the mission, vision and objectives of the business.

We normally start with the customer needs; we are only here because the customer allows us to be in business! It is generally understood that in virtually any business the customer is the key stakeholder who needs to be satisfied first, foremost and continuously.

Some typical customer service KPI`s which are often used today are:

* On-time. In-full-delivery performance: i.e. every order is delivered complete and on time-one item missing or one order line one day late is a 100% failure for this order.
* Quality on time, in full, the difference is obvious but significant. (a variant on OTIF).
* Number of customers lost per time period. (e.g. year).
* Number of customers gained per time period.
* Average customer `age` (how long do customers on average stay with the business?).
* Value and quantity of customer returns.
* Quantity and cost of warranty claims/calls.
* Customer satisfaction rating.
* Customer order lead-time.

It costs 5 times as much to acquire a new customer than to get business from an existing one is a common claim, though in many businesses the cost of acquiring a new customer is a higher figure. As an example for Digital TV the cost of retention is negligible but acquiring a new customer, supplying a set top box and installing the service might cost hundred pounds for every one new customer. Also, look at the cost of the retention of your employees!

Financial value KPI`s are heavily dependent on the business mission


They may be typically based on profitability, return on assets or share/investor value growth. Profit is the most obvious one and is probably on its own not the key item. In the dotcom world and telecoms industries the word `profit` is largely unknown and until recently, that did not deter investors from supporting these industries. Return on assets is a better measure since it relates the profitability of the business to the asset base. There are many ways of managing return on assets but, in principle, key levers are, of course, profit increase and asset reduction. The latter has become more important to many businesses as the former becomes more elusive. Inventory reduction is a useful asset as well as a cost reduction mechanism and the current trend towards outsourcing is largely driven by the same motivation. Share/investor growth (often closely linked to profitability and ROI) is in most companies the core financial performance measure. Company vision and objectives typically focus hard on share/investor value growth these days.

Cascading Objectives through the Business

As the business objectives are cascaded through the business so the KPI`s need to be taken through all levels in the business to ensure that the local KPI`s support local objectives which in turn, support overall business objectives. Cascading KPI`s is traditionally a difficult process and in practice often ignored. Many functions and departments typically set their own objectives and KPI`s which frequently only have the most basic link, if any, to overall business objectives. If the wrong local KPI`s are picked their achievements might well be detrimental to the overall business. The traditional example is the maximisation of overhead absorption within manufacturing by maximising output without regard to inventory levels or customer requirements. Fortunately that particular issue is getting less common these days but there are still many examples of local departments optimisation leading to overall business sub-optimisation.

One example of objective and KPI cascading is:

* Board level KPI-Sales margin maximisation
* Sales department KPI -Customer `churn` rate minimisation
* Call centre KPI-Time to resolve query
* Warehouse-Picking accuracy
* Manufacturing-Product quality and cost
* R&D-Time to market
All these KPI`s focus on keeping customers happy and retaining them.

Fundamental KPI Measurement Issues


Once upon a time we measured very few items, usually based on the `personal` experience and the `gut` feel of the Chief Executive. With the wide introduction of computers we progressively switched to measuring everything. Computers made it particularly easy to get lots of data and to present it in thick management reports. Management suffered information overload and did not know which measures to focus on. These days we tent to find that smart companies are identifying the small number of KPI`s which really matter to their business and then focusing hard on these KPI`s. That does not mean that manufacturing necessarily takes a very narrow view of the business and ignores everything else but management knows that, if the KPI`s are on control, the overall business is in control. Clearly the section of the correct KPI`s is vital and there has to be a continuous reference back to customers and financial stakeholders to ensure that the KPI`s used continue to be relevant and complete.

Visibility to the whole workforce of overall and local KPI performance is normal practice these days. Few companies will fall into the trap of one particular large corporation, where the CEO at some point stopped the display of the share price on the corporate Intranet, because he felt it would be too de-motivating for his staff-especially those with `Share options`.

`Past` and `Modern` Measures


In the past we focused very much on `hard`, typically financially based performance measures. The balanced scoreboard approach has taught us that customer-based KPI`s are more important and that these are to a degree quite soft.

Look at questions such as:

* `How do you measure customer satisfaction? `
* `What really makes customers come to you or defect?
* `What parameters need to be measured to reduce customer `churn`? exercise executives minds these days when considering KPI`s.
Past company objectives might well have been;

* High margins/high profits
* Big order book
* Large sales(irrespective of the impact on the operation)
Today, with a strong emphasis on the `customer`, more relevant measures might well be;

* Customer attrition (churn) and attraction rate
* Repeat business as a percentage of total business
* Good businesses i.e. low risk with good assurance of adequate profitability.
* Resource constraint-balanced order intake
* Meeting of promises
* Sensitivity to customers demands without chaos.

Summary Thoughts

In summary, I would remind you of the importance of;

* Ensuring that the mission and vision of the business are `really` understood throughout the business by `all` personnel.
* Using a few good measures-quality, not quantity.
* Using measures, which support business objectives.
* Watching performance trends rather than absolute values.
* Making sure that KPI performance is visible to `all` and understood by `all`.
* Ensuring that objectives are measured by KPI`s and are realistic but stretching.
Other research reports in the series are:

Achieving Excellence Through Customer Relationship Management
Crunch Time Questions to Survive and be Successful in Business
Measurement Framework for Success.
Plus, many more business models and research reports for your success.
These can be obtained by visiting http://www.cavendish-mr.org.uk

Useful solutions to take on board;

New book to help you with your success;

`Formula for Success` by Colin Thompson - Foreword by Karl George OBE


Check out http://www.cavendish-mr.org.uk for details by clicking on the publications button.

Vision:

Changing Limited People into Limitless People and

Turning Limited Companies into Limitless Companies.

--- --- ---

More Economics and Business Inspiration:
`Accelerate with Impact` -
by Colin Thompson ISBN: 978-1-84549-289-2

Accreditation: UK Registered Learning Provider:10025755

ENDS
Note: About the Author Colin Thompson

Colin is a former successful Managing Director of Transactional/Print Manufacturing Plants, Print Management/Workflow Solutions companies and other organisations, former Group Chairman of the Academy for Chief Executives and Non-Executive Director, helping companies raise their `bottom-line` and `increase cash flow`. Plus, helping individuals to be successful in business and life in general. Author of several publications, research reports, guides, business and educational models on CD-ROM's/Software and over 400 articles published on business and educational subjects worldwide. International Speaker and Visiting University Professor.

Read more newly added articles, which you can add to, on NewsUSA-MyFeedPortal: http://newsusa.myfeedportal.com/i/libor-scandal <--- The Largest Scandal The World has Ever Seen - The LIBOR Scandal.


Survive and be Successful in this Competitive Business World!

Rating: 2 (0 today) - Visits: 25216 (28 today)
Read the full article | Bookmark this article(to my MFP account)

Comments on this item:

XRumerTest
06-04-2017 16:11:44
Hello. And Bye.
 
Sjcg123
07-04-2017 02:39:29

louboutin heels


zapatillas nike baratas


TOMS For Sale


nike shoes


suivre un envoi


Pandora Store


womens nike air max


Nike Air Sneakers


reebok running shoes


Cheap Michael Kors


Cheap Michael Kors Tote Bag


Official Toms Shoes Outlet


Jordan Schoenen


Canada Goose Outlet


cheap uggs for women


Michael Kors


Descuentos Nike


Kobe Shoes Nike


nike air


23 IS BACK Store


Nike Air Max Cheap


huarache sneakers


nfl store


Nike Roshe Run Sale


ugg clearance


hogan scontate


Coach Bags On Sale


chaussures nike pas cher


abercrombie and fitch store


TOMS OUTLET


Air max levně


Chaussure Nike Air Max Pas Cher


toms shoes outlet


UGG BOOTS FOR WOMEN


Vans Black Sneakers


Moncler Jackets Discount Marketplace


zapatillas running


Uggs For Cheap


Jordan Store


Air Max Kopen


Scarpe Air Max


Ugg Pas Cher En France


toms sale


Air Jordan Retro Sale


Nike Air Pas Cher


billige nike sko


Michael Kors Handbags Discount


Adidas Superstar Sale Online


nike joggesko


Adidas Originals Stan Smith


Adidas Neo Discount Sale


Jordan Shoes Air


Canada Goose Womens Coats


chaussure Nike homme


scarpe hogan outlet


Boutique Ugg


Moncler Sale


cheap nike air max


Original Ugg Boots


Doudoune Moncler Pas Cher


Doudoune Moncler Femme Pas Cher


ugg store


Yeezy Shoes Discount Marketplace


cheap uggs


Negozi Pandora


Bottes Ugg Femme Pas Cher


Adidas Superstar


Ugg Pas Cher Femme


nike air jordan pas cher


Air Max Femme


Boty Nike Air


zapatilla adidas


Nike Air Jordan 11


Nike Air Damen


Air Max Sneakers


Ugg Outlet Online Store


new jordan releases


Michael Kors Outlet


Soccer Boots Outlet nike


Oakley Sunglasses Cheap


Moncler Outlet Store


Ray ban sale online


günstige nike schuhe


Air Nike


Cheap Toms Shoes Outlet


Ray Ban Sunglasses Online


Jordan Sneakers For Sale


Ugg boots Sale


religion store


Nike Shox discount Sale


Discount Air Max


Adidas Originals Superstar


nike air max running shoes


Pandora Store


Nike Online Store


nike sneakers


Discount TOMS


adidas store


Doudoune Moncler Site Officiel


Cheap Toms Outlet Store


Pandora Official Website


zapatos de futbol nike


retro jordans for cheap


Canada Goose Outlet


nike tn pas cher


ugg factory outlet


new yeezy shoes


uggs outlet


Nike Zapatos


TOMS SHOES OUTLET


Hogan Outlet


Air Max 90


Pandora Store Sale


pandora outlet store


Nike Shox Cheap


botas de futbol


Air max dam


moncler jacket sale


Hugo Boss Sale


adidas outlet


Nike Store


vans shoe store


canada goose jacket outlet


ADIDAS NMD SALE ON LINE


nike jordan shoes


Canada goose dam


newest lebron shoes


Yeezy Boost Sale Online


Timberland Outlet


Toms Outlet Online


Nike Air Max Goedkoop


Nike Air 90


chaussure basket homme


nike sb stefan janoski


Nike Air Huarache For Sale


Nike Air Women


nike schuhe günstig


official NHL jerseys


Adidas Shoes Discount Marketplace


Stone Island Outlet


Nike Factory Store


Ray-Ban Official Discounted Site


Nike Shoes Sale Store


goedkope nike air max


nike sportschuhe


Yeezy Black


Air Max Pas Cher


Uggs Pas Cher Soldes


new pandora charms


pandora beads


prada outlet


fitflops sale uk


converse store


coach factory outlet online


canada goose jackets on sale


Nike Pas Cher Femme


Yeezy Men


longchamp bags on sale


Moncler Outlet Online


nike mercurial soccer cleats


Nike Soccer Cleats Boots


christian louboutin outlet


air force one pas cher


Cheap Air Max Trainers


Toms Factory Outlet


Boost Yeezy Sale On Line


scarpe nike


pandora jewelry store


Nike Shoes Discount Marketplace


Sjcg0407
 
Curtisloax
09-04-2017 15:55:07
uomyqwq

http://www.anas10.fr/530-nike-presto-gris-orange.php
http://www.archostest.fr/nike-du-futur-778.php
http://www.adventurenews.de/adidas-tubular-khaki-damen-024.htm
http://www.battignana.it/new-balance-rosse-e-bianche-264.html
http://www.aluminum-panel.fr/nike-presto-zalando-917.html

Nike Air Max Tavas White Grey
Nike Cortez Homme Solde
Nike Air Max Thea Original
Tênis Nike Shox R4 Cromado Preto E Prata
Jordan Retro 6 Noir Et Rose
 
liyunyun
10-04-2017 02:12:01

kobe 9


michael kors outlet online


longchamp outlet


hermes belt


air force 1


michael kors purses


atlanta falcons jersey


air jordan shoes


nike air max thea


michael kors outlet


retro jordans


michael kors outlet store


yeezy shoes


michael kors outlet


adidas yeezy boost


nike huarache


yeezy boost 350


lebron 14


adidas neo


chrome hearts online


jordans for cheap


longchamp outlet


yeezy boost 350


air force 1


air max 2017


falcons jersey


true religion outlet


light up shoes


lebron 13 shoes


adidas superstar


nike air force


pandora charms sale


pandora jewelry


cheap jordans


hermes belt


michael jordan shoes


adidas nmd


nike zoom


yeezy shoes


led shoes


nike huaraches


cheap jordans


timberland boots


adidas online shop


new england patriots jersey


michael kors handbags


louboutin shoes


timberland outlet


nike polo shirts


longchamp handbags


kyrie 3 shoes


kobe basketball shoes


http://www.kobebasketballshoes.us.com


yeezy boost


nike huarache


nmd


longchamp le pliage


tory burch outlet


af1


adidas tubular shadow


air max thea


nike air max


nike huarache


nike air force 1


hogan outlet


kobe 9


pandora uk


lebron 13


yeezy boost


fitflops clearance


jordan shoes


longchamp bags


nike air huarache


kobe 11


timberland shoes


nmd


yeezy sneakers


adidas tubular shadow


adidas tubular


yeezy boost 350


roshe shoes


harden shoes


adidas stan smith shoes


yeezy boost


links of london


yeezy boost 350


michael kors outlet


longchamp


cheap basketball shoes


kobe shoes


pandora jewelry


michael kors outlet online


kyrie shoes


chrome hearts


lacoste online shop


james harden shoes


pandora bracelet


yeezy boost 350


fitflops sale clearance


nike huarache


michael kors outlet online


michael kors outlet


adidas nmd runner


air jordans


michael kors outlet store


air jordan


air jordan shoes


basketball shoes


michael kors outlet store


adidas neo


nike zoom


lebron 14 shoes


brady jersey


patriots jersey


cheap jordans


michael kors handbags outlet


nike air zoom


michael kors factory outlet


nike dunks shoes


nike mercurial


polo lacoste


nike roshe run


kyrie irving shoes


hermes belts


huarache shoes


cheap jordans


nike football boots


nike roshe uk


yeezy boost 350 v2


kobe shoes


chrome hearts online


fitflops


kobe 11


nike air force 1


cheap jordans


tory burch shoes


adidas ultra boost uncaged


jordan shoes


longchamp bags


adidas stan smith sneakers


longchamp handbags


fitflops


chrome hearts online


Kanye West shoes


pandora charms


adidas ultra


adidas tubular


yeezy boost


longchamps


adidas stan smith


huarache shoes


michael kors


michael kors uk


nike air max 2017


tory burch shoes


chrome hearts


longchamp bags


hogan outlet online


nike zoom running shoe


michael kors outlet


pandora charms


links of london outlet store


nike roshe run


michael kors outlet store


true religion jeans


air yeezy


yeezy shoes


lacoste outlet


michael kors factory outlet


yeezy boost 350


authentic jordans


longchamp sale


yeezy boost 350 v2


michael kors outlet


adidas ultra boost


true religion jeans


adidas superstar


kobe bryant shoes


authentic jordans


pandora jewelry


kobe basketball shoes


nike air max


nike air huarache


adidas ultra boost


cheap jordans


reebok outlet


retro jordans


michael jordan shoes


lacoste outlet


links of london sale


yeezys


adidas nmd


michael kors outlet


michael kors handbags


links of london


longchamp


true religion outlet


nike air huarache


ultra boost


timberland boots


jordan shoes


nike air force


nike roshe one


nike huarache


michael kors outlet


air jordan


reebok shoes


adidas ultra boost


lacoste polo shirts


air max


nike huarache


lacoste outlet


longchamp bags


nike air zoom


yeezy boost 350 v2


kobe shoes


michael kors


lebron james shoes


air max 2016


kobe sneakers


true religion


roshe run


michael kors handbags


adidas nmd


nike polo


yeezy boost


michael kors outlet online


http://www.kobeshoes.uk


adidas nmd


huaraches shoes


yeezy boost 350


michael kors handbags


chrome hearts online store


longchamp


jordan shoes


nike dunks


adidas superstar shoes


adidas superstar shoes


adidas stan smith


michael kors outlet


yeezy boost


kyrie 3


hermes belts for men


lebron shoes


louboutin shoes uk


410
 
RichardGook
10-04-2017 04:39:34
Adidas Stan Smith Azul Terciopelo
To further improve your ability to succeed whilst fishing, avoid "popular locations" or active fishing locations. You are more likely to capture seafood in waters that haven't been stirred up by other vessels. Should you must seafood close to other individuals, work with a different type or distinct shade of lure to create your offer you more appealing.

https://www.alcius.es/images/alcius/251-adidas-gazelle-gris-puestas.jpg

You may have been offered some great strategies to improve your storage. Make use of the tips that you have acquired to help keep your memory distinct and functioning properly. Your memory space is something that when you don't make an effort to work towards, it does not be there when you actually need it. Remain your feet and follow the guidance you possess been provided.Ease Your Bronchial asthma Symptoms Right now With One Of These Useful Recommendations
Adidas Yeezy Boost 350 V2 Black Green

https://www.berwynmountainpress.co.uk/images/img-ber/2131-adidas-sl-loop-cargo.jpg
 

View page:  1   2   3   4   5   6   7   8   9   10   11   12   13   14   15   16   17 



Post your comment
Your name:
 
E-mail Address(Not visible in comment):
 
 
Retype the number:
   
Your comment:
 




:8 :o? :) :P :/ :D :o :% :0/ :o| :? :o-
:DD :(( 8o :( 8D :N :Y :DDD 7| :luv: :\'( :(((

 
Feed of the Month
Wall Street Pit


Submit your own economic or stock news today!



Open Quark in InDesign








Site Owner: David
Location: Los Angeles
© 2006 - 2013 Help/FAQ | Privacy Policy | Terms & Conditions | About us | Contact | Your feed on this site?